Fire Insurance: United Policyholders (UP) is a non-profit 501(c)(3) whose mission is to be a trustworthy and useful information resource and a respected voice for consumers of all types of insurance in all 50 states. They don’t take money from insurance companies, have three decades of assisting in communities hit by wildfires. http://www.uphelp.com/
California Dept. of Fire Insurance List of Residential Property Insurance Companies Currently Offering Discounts for Fire Hardened Homes and/or Communities: The number of residential property insurance companies offering insurance discounts for fire-hardened homes and communities has increased since Commissioner Lara took office in 2019. Several companies offer both community-wide discounts (for example, a home in a Firewise or a Shelter-In-Place community) and home-specific discounts (for example, maintaining defensible space or home-safety measures against wind-blown embers). In some cases, these discounts can be combined. Because discounts and eligibility differ by company, we urge you to contact the insurance company directly to find out if your property qualifies. https://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/Insurers-Currently-Offering-Discounts.cfm
The FAIR Plan Insurance is available to California residents and businesses in urban and rural areas who cannot obtain insurance through a regular insurance company. Call (800) 927-4357 https://www.insurance.ca.gov/01-consumers/200-wrr/California-FAIR-Plan.cfm
Wildfire Hardening Information: www.readyforwildfire.org
The Firewise USA® recognition program is administered by the National Fire Protection Association (NFPA) and provides a collaborative framework to help neighbors in a geographic area get organized, find direction, and take action to increase the ignition resistance of their homes and community and to reduce wildfire risks at the local level. The Firewise USA program is a part of California’s efforts to ensure communities are prepared against wildfire, and CAL FIRE Office of the State Fire Marshal’s new Community Wildfire Preparedness & Mitigation Division works to assist local communities in receiving this designation: https://www.readyforwildfire.org/prepare-for-wildfire/firewise-communities/
