Deal #1 The San Diego Black Homebuyers Program is an affirmative, asset-building initiative that provides down payment and/or closing cost assistance for eligible Black first-time homebuyers. LISC is providing grants, seeded by $1,000,000 from The San Diego Foundation, to advance homeownership and wealth building opportunities for Black individuals and families with low-to-medium incomes. See link for eligibility requirements and apply: https://www.lisc.org/san-diego/homebuyers/program-guidelines/
Deal #2 San Diego Housing Commission Affordable for Sale Housing Program: The program consists of six developments with properties that meet the City of San Diego’s affordability requirements and are sold below market value. The program makes it possible for low and moderate income families to buy a home at a price that is affordable. Apply and get on the interest list to be notified when a home becomes available at: https://www.sdhc.org/housing-opportunities/affordable-for-sale-housing/
Deal #3 Guaranteed Rate Affinity Loans has a product for parents to purchase a home for children in college without the child having to qualify. 5% Down: https://www.rate.com/resources/family-friendly-financing-opportunities
Deal #4 Solar Programs: A combination of Federal and California solar programs are making it possible to get solar installed on your home at no cost while also reducing your monthly bills. This program is running out and only some homes qualify. In an effort to reduce demand on the grid, your utility company will now pay you a credit for going solar if you submit an application before the end of the year. Save immediately and get paid for switching to solar with $0 spent out of pocket. See if you qualify: https://cleanenergyassociation.org/california-energy-program-1/?gclid=CjwKCAjw6fCCBhBNEiwAem5SO5uFwEDqxMvu94ufJjV17JaL112FdRJaxvFSoOkqir13QClpmzCKhRoCFdUQAvD_BwE
Deal #5 Landscape/Plant Rebate. San Diego County: Rebate Program focuses on the installation of landscaping and water-wise features, which help you save water, save money, and beautify your home & garden. https://www.sandiegocounty.gov/content/sdc/dpw/watersheds/RebatesIncentives.html#:~:text=The%20Waterscape%20Rebate%20Program%20focuses,areas%20of%20San%20Diego%20County.
Deal #6 Landscape Rebate City of San Diego: https://www.sandiego.gov/sites/default/files/legacy/water/pdf/conservation/sustainablelandscapeguidelines.pdf
Deal #7 SDG&E Energy Savings Assistance Program: You may be eligible to receive low- or no-cost products and installation like attic insulation, weather stripping, low energy use appliances, etc.: Call (866) 597-0597 or https://www.sdge.com/residential/pay-bill/get-payment-bill-assistance/assistance-programs/no-cost-energy-efficient-home-improvements
Deal #8 Earthquake Brace + Bolt Get up to $3,000 Toward an Earthquake Retrofit. Earthquake Brace + Bolt (EBB) helps homeowners lessen the potential for damage during an earthquake. The program offers a grant of up to $3,000 toward a seismic retrofit for qualifying older houses. In addition to the $3,000 grant, there is a new grant specifically for low-income homeowners (income up to $72,080 per household), as funding permits. In a brace + bolt retrofit, the foundation is bolted to the frame of the house, and if there is a crawl space (or cripple wall), it is braced with plywood or OSB sheathing. This helps prevent the house from sliding or toppling off its foundation during an earthquake. Each year, registration is open for a period of 30 days, during which time California homeowners can apply for the program. Qualifying homeowners are then selected through a random drawing and are either invited to participate or are placed on a wait list. Click to find out more: https://earthquakebracebolt.com/
